Advantages to Knowing How Total Losses Are Decided in Texas Knowing whether the insurance company will be totaling your car after an accident in Texas is helpful for many reasons. First, it gives you the opportunity to get an early jump start on researching comparable vehicles to present to the insurance company in order to increase your offer on the actual cash value of the car. Second, it will give you more time to shop for a replacement vehicle while the insurance company performs their investigation and estimate of the damages. Third, it may help to avoid accruing additional costs such as storage fees that the insurance company may refuse to pay if you failed to properly mitigate your damages by leaving your car at a storage facility for an unreasonable amount of time. Texas Law on When a Car is Totaled Texas law mandates how insurance companies determine when to total a vehicle and provides a formula, as indicated in the Texas Transportation Code. According to Texas Transportation Code Section 501.091(15), a salvage or “totaled” vehicle has damage to or is missing a major component part to the extent that the cost of repairs, including parts and labor other than the cost of materials and labor for repainting the motor vehicle and excluding sales tax on the total cost of repairs, exceeds the actual cash value of the motor vehicle immediately before the damage. In other words, the Texas total loss formula to determine whether a damaged vehicle is a total loss is: Cost of Repair + Salvage Value > Actual Cash Value If the total cost of repairs plus the salvage value is greater than the actual cash value (ACV) or market value of car, then the insurance company decides to total the car. For example, if your 2008 Honda Accord has an actual cash value of $5,000 and the cost to repair it is $4,500 and the salvage value is $1,000, then your car would be totaled. $4,500 + $1,000 > $5,000 For tips on how to handle your own car accident property damage case in Texas, click here.Read More
Calm • Dedicated • Persistent.
We understand the ins and outs of personal injury, and our team approaches each client’s case with the same determination to get the best result possible. We’re up front with clients, communication is simple and easy. Each member of our team focuses on what’s best for the client and how we can achieve that result. Through consistent hard-work and outstanding results, we’re able to earn client’s loyalty.
Small Firm Service • Big Results.
We connect with our clients on an individual basis. Each case we take gets the same focus, the same attention to detail, and the same dedication to a successful result. Our team of personal injury lawyers is equipped and qualified to handle a wide variety of injury cases. Finally, we believe that every injury case is important – if you were hurt, we want to help.
Meet the Team
Milano Legal Group PLLC was founded by Anthony J. Milano. Anthony is a dedicated personal injury attorney that handles auto accidents, truck accidents, motorcycle accidents, pedestrian accidents, wrongful death cases, and other personal injury cases. Anthony provides a hands-on approach to each case that comes through the door and is intimately involved in each and every case, no matter the size or seriousness of injury. From engagement to handling the property damage to settlement or verdict, Anthony personally manages each case to the finish line. Anthony obtained a bachelor’s degree in business economics from the University of Arizona Eller College of Management. He went on to attend South Texas College of Law in Houston, where he received his Doctor of Jurisprudence. Anthony is licensed to practice law in Texas.
- South Texas College of Law, Doctor of Jurisprudence
- University of Arizona, B.S.B.A. (Business Economics)
- State Bar of Texas
Elif Dag-Milano, LL.M.
Elif is an Attorney at Milano Legal Group. Elif provides clients with passionate, results-driven representation in auto accidents, truck accidents, motorcycle accidents, 18-wheeler/commercial vehicle accidents, pedestrian accidents, product defect accidents, slip & falls/premises liability, and wrongful death cases. Elif has extensive experience in dealing with insurance companies and she ensures that her clients gets the maximum recovery arising out of their personal injury and property damage claims. Elif is closely involved in each case from pre-litigation to appeal.
Prior to joining Milano Legal Group, Elif has several years of litigation experience working as an In-House Legal Counsel for the leading consumer electronics retailer in Europe with 65K employees, 22B € in revenue, and operations in 15 countries. She oversaw multinational-national judicial transactions and advised executive managers on legal and strategic solutions to drive business objectives forward through risk mitigation, regulatory, and statutory compliance and process improvements.
- University of Houston Law Center, Master of Laws
- University of Istanbul Faculty of Law, Master of Laws
- South Texas College of Law, Exchange Student
- University of Istanbul Faculty of Law, Bachelor of Laws
- State Bar of Texas
- Istanbul Bar Association
- Union of Turkish Bars
David Wilkison is an Arizona-based attorney specializing in personal injury and criminal defense. David is Of Counsel and supports litigation within the State of Arizona. Mr. Wilkison has years of experience working on high level felony cases. From DUI to First Degree Murder, Mr. Wilkison has dealt with prosecutors and law enforcement to get the best possible outcome for his clients. Mr. Wilkison has litigated criminal matters ranging from misdemeanors to felonies, with the emphasis on each case being client satisfaction. He has represented clients in misdemeanor and superior courts, MVD Executive Hearings, Rule 11 competency hearings, Simpson hearings and appellate courts. He has handled over 1,000 criminal cases and has argued in front of the Arizona Court Appeals for Special Actions. Mr. Wilkison prides himself on being part of the 5% of all attorneys in the nation that take the legal battle to the courtroom and litigate. He is passionate about his career and it shows.
- Phoenix School of Law, Doctor of Jurisprudence
- University of Arizona, Psychology
- State Bar of Arizona